Y Venugopal Reddy

 Dr. Y Venugopal Reddy begins by stating that the article offers a comprehensive, succinct and summary overview of the subject and is very useful as reference material. However, there is, a vital element that is missing in the analysis, namely, a discussion of the risks to the economy and economic agents. An enumeration and discussion of the many risks must be taken into account while framing the Twelfth Plan.